If you understand why planning your services ahead of time with funeral homes in Richland, PA is a good idea, there are things surrounding that process that can help your peace of mind even further. When your arrangements are in place, your family doesn’t have the burden of dealing with the planning when you pass on, however far into the future that might be.
Burial insurance is something to consider as part of your pre-plans. This is an insurance policy, like others, that you pay bit by bit. The policy will cover your final expenses. You will need to think about funeral expenses, if you are going with a traditional funeral, but also things like medical bills, legal bills, any bills you leave behind (like a mortgage, credit card debt, etc). This type of insurance is meant to protect your family from the burdens these costs bring to them.
Many people who plan in advance like to pay for their services in advance so they can relieve their family of those cost burdens. However, not everyone can afford to pay for their expenses right away. That’s where insurance comes in handy. Burial insurance is smaller than life insurance in the payout, but it’s usually a reasonable amount to cover final expenses. You may be able to get a separate policy, or some insurance companies will allow you to separate part of your life insurance policy into a burial policy, if you’d like.
When you buy a home, you get homeowners insurance so if anything, ever happens to the home, you are covered. You don’t know that something will happen to the home, but you have the insurance anyway. With burial insurance, you have more of a guarantee. With any luck, you are young and healthy, and you won’t use the insurance any time soon. But you know, at some point, you are going to pass on. You will use that insurance. Thinking of it that way makes it more worth your effort to look into things.
The overall idea behind burial insurance, or even life insurance as a whole, is to protect your family. The idea behind pre-planning your services is similar. You want to remove burdens from your family members when you pass. But you likely also want to have peace of mind yourself in knowing your wishes will be met.
If you are ready to plan final services, funeral homes in Richland, PA are here to help. While we aren’t an insurance agency, we can talk to you about burial insurance since we’ve seen a lot of it within our industry. We can make recommendations, go over pros and cons, and help give you the information you need to make the best decisions for your family. The professionals at Simple Alternatives Funeral Home & Crematory are here to help you with any burdens you are trying to relieve your family of in the future. We want you to have the services that will honor your memory, in whatever way you want.