Some people think well into the future and plan for the end of their lives, complete with services and even costs taken care of. But there are a lot of people who leave those things up to their family members. If a loved one passes on and you have to work with funeral homes in Westmont, PA on their final services, it might be hard to figure out how to get them what they need at a price you can afford. Funerals can be costly and if you don’t happen to have a healthy savings account, what do you do? Here are some tips to help you find a way to pay for the services you need.
Talk To Family About Helping
You aren’t the only one who adored the person you lost. Your family may rally behind you to give that person all of the services you want for them, both with help planning and financially. If you let your family know that you are having trouble affording what you want for that special person, they may very well rise to the occasion and do what they can to help with the expenses. Some might offer to take care of certain things, like buying the casket or hosting the reception while others might just give you money to use in whatever way is necessary. Both can be a big help.
Use Memorial Gifts That Friends Send
When your friends, co-workers, and community members learn that your loved one has passed on, they might want to reach out to your family with a sympathy card and many of them will also send a monetary gift. You can certainly use that gift to go towards the final services. In fact, most people would be honored to hear that their money was used in that manner. If you have leftover funds once you get the service costs under control, you can donate that to a charity or use it in another memorial way.
Take Out A Personal Loan
If you don’t want to wait long enough to see what gifts come in, and you don’t want to burden family, you could take out a personal loan to cover the costs. Personal loans can be used for any reason and you can pay them back on a monthly basis instead of having to worry about a large funeral expense all at once. You can also use memorial funds that come in to pay down the loan, but at least you know you can cover the costs of the services needed no matter what money you gather after.
If you aren’t sure how to afford the services you want for your loved one with funeral homes in Westmont, PA, the professionals at Simple Alternatives Funeral Home & Crematory are here to help. We will organize and implement the decisions you make for your loved one’s services, but we can also give you advice on how to afford the things that you want for that person who deserves something special.